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Testimonials 
The David Lukas Lending Team is proud of the fact that much of our business is built on referrals from our valued clients. Please read below of just a portion of the emails and letters that we have received in the past.
Kris Boyd, Little Rock, Arkansas
I was very impressed with David's knowledge of the industry and his explanation to us of truly how the interest rates are determined. We have bought, sold and refinanced several houses and nobody has ever taken the time to explain it the way David did. David watched the markets and called me immediately to inform me that rates had dropped from when we initially met. No one had ever taken the initiative or time to do that before. If you are buying a house or refinancing one then you need to contact David Lukas."

Dyan Kirkpatrick, Benton, Arkansas
David, I wanted to let you know how grateful I am for your continued efforts to seek a lender to refinance my home recently. Although each customer's situation is different and unique, you did not let anything become an obstacle which could not be overcome. Your experience and ability to give positive, up-to-date information to your customers, and the fact that you are always available for help is a great asset to you and the success you will continue to have based upon these traits.
Thank you for taking on an "impossible" situation and bringing it to a positive close for me!
Joel and Somer Spencer- North Little Rock, Arkansas
For our first home buying experience I couldn't have asked for a more qualified and experienced mortgage consultant. David Lukas was there to answer any question I had, no matter what time of the day it was. He always responded quickly and thoroughly to any concern I had. He made me feel at ease and less anxious about making such a huge, life changing purchase. Everything was done in a timely and effective manner. I would definitely recommend David Lukas and the entire staff at National Bank of Arkansas for all your mortgage needs and I will definitely be using their service in the future.
North Little Rock, Arkansas
Joel Spencer
Lisa Morris: Little Rock, Arkansas
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I just wanted to stop and thank you for the wonderful job you both did in facilitating my purchase of my home. (smile - did you see how I used the possessive -my)
Even with the delays, I thank you so much for all your patience and perseverance and due diligence that allowed me to become an home owner.
Again, I can not say thanks enough for all that you have done.
Sincerely,
Lisa Morris |
Teri Riggs, Mayflower, Arkansas
David,
Thank you for all your help and time! I really appreciated you explaining things to me and the patience you had with me. I thought the processing went smoothly. What I appreciated the most was your honesty about the cost/estimated closing costs, etc and how thorough you were during the whole process. You maintained contact with me from the beginning to the end. I appreciated the great customer service!
Terri Riggs
Suzette Keyser: Jacksonville, Arkansas
I was very pleased with how easy and convenient you and your team made the experience of refinancing my home. You provided me information in a timely manner and the closing was in a timely manner. Thank you making the experience easy and quick!
- Suzette Keyser
Tim and Debbie Provence: Little Rock, Arkansas
David,
I just wanted to tell you how impressed we were with the service we received through out the entire refinance process. From the first telephone conversation, to the final signature on the new loan papers the process could not have gone any smoother. We were informed up front of everything that would take place, all costs, and therefore at closing, there were no surprises.
I can not thank you enough for all of your help, and I have already recommended you to someone I know.
Thanks again,
Tim and Debbie Provence

Michael & Vanessa Gann-Little Rock, Arkansas
David Lukas was a pleasure to work with on refinancing my mortgage. He is extremely knowledgeable and answered every question I had (and I asked plenty). My wife and I were about have our first child so we needed some extra money each month as piece of mind. Not only did our monthly mortgage payment drop, but we also got some cash out, and we will save thousands in interest over the life of the loan. I will recommend to everybody that I meet needing a mortgage loan to go through David Lukas. Not only did he get me the best deal possible, he gave exceptional service.
If you call David, you won't be disappointed!
Michael & Vanessa Gann
Doug and Cynthia Addison-BeeBe, Arkansas
David,
We want to thank you and your team for all the work you did for us. Buying our home was extremely easy. Actually we really didn't have to do much at all. You were always on top of everything and I never had to worry about anything.
We will recommend you anytime we hear of someone needing the services. We thank you for all your work.
We are finally moved in and very happy with our purchase. Again thank you for everything.
Merry Christmas to you and your families
Doug and Cynthia
Ellen and Patrick Hope-Lonoke, AR
I just want to say how thrilled I am that you were able to help us out with our refinance so quickly and with as little effort or work on our part. I must say, it is nice to know that we always have a guy (you) who can help us with anything required when it comes to purchasing (or refinancing) our home as you did both for us! If ever I hear of anyone who needs help with anything regarding a mortgage or refinance, I will be sure to send them your way because there is no way they can go wrong with you! Thanks so much for all that you did. It is apparently always a pleasure to work with you...or have you work for us! :-)
Ellen and Patrick Hope
Joseph and Tricia Erwin- Tulsa, OK
David, I want to thank you for all your help. This was our first experience financing a home and there were many obstacles on our part. The house we purchased was out of state, we did not always have the proper paperwork and just our sheer understanding of the whole process. But you and your team walked us through all of it. We have never experienced this type of service and dedication in any business. You all worked so hard to help us succeed. We are grateful to you!!
Joseph and Tricia Erwin- Tulsa, OK
Laura Benton- Little Rock, Arkansas
I would highly recommend working with David if you are wanting to refinance your home. I was able to consolidate my debt and he helped me save over $600.00 dollars a month in expenses. Thanks David!
Little Rock, Arkansas Laura Benton
Jerome Stoudt - Bella Vista, AR
David and team, I am emailing to let you know I really appreciate the timely response back on all of the communication with setting up my new loan. It really helped out a lot and I didn't’t feel at all under any stress in getting this taken care of. It was a very smooth process which normally seems like a hassle refinancing your home loan, your team turned into a rather easy experience. Thanks again!
Jerome
Shawn and Sara Sanders
We are very happy with the service that we received from David. He looked at our specific needs and found a loan program that was right for us. We are self-employed, and needed a loan program to fit our unique situation. David was very helpful in informing us of our options. We refinanced at a great rate and are very happy with how David was able to help us.
Shirley Caudell, Perryville, Arkansas
David I just wanted to send you this email and thank your for everything. Thanks for working hard and finding a lender that could refinance our home and get us the cash we needed to consolidate our debts. I will recommend you to everyone I know. Thanks again!
Judy Hames, North Little Rock, Arkansas
I would recommend talking to David regarding your home loan. He was very helpful. The process went smoothly and I was able to purchase my home much faster than I expected. David always made himself available to answer all of my questions throughout the whole process.
Michael Dunagan: Conway, Arkansas
David,
On another note. I want to thank you for all the hard work you put into helping me get financing for my first home. Me being a first time home buyer, I felt you did an excellent job of making an otherwise lengthy and confusing process, simple. During the process, there were several hurdles encountered, but you worked diligently to get them resolved. You always made yourself accessible during the entire process, whether it was 7 in the morning or 9 at night. Again, I appreciate the hard work and dedication. Also, thanks for the Lowe's gift card.
K.D. Dixon, Little Rock, Arkansas
David I am sending this email to thank you for all your help. You took the time to hang in there with me through the whole process from beginning to end. You gave me good advice on what to do to help the loan go through smoothly and quickly. I appreciate the booklet and CD you gave me to read and listen to about credit scores;. the things that affect them and what percentage of your activity helps and hurt your score. David you took the time to really explain each step of the loan process to me. I really like how you are available anytime of the day and evenings to answer any question that I had for you about the loan or loan process. I would just like to say thank you again.
PS This for anyone who is thinking about a mortgage let David help you with the loan process. He will be there for you through every step of the way. You will not be sorry if you do.
Sincerely yours, K. D. Dixon
Allan & Rose Warrick
Dear David:
My Family is well situated in our new home now, and we wanted to thank you for helping us through the process of securing a lender to meet our needs. Despite some last minute hurdles, you came through for us in the end.
We also appreciate the house-warming Lowe's gift-certificate you sent. Please accept our gratitude for your hard working making sure we met our closing date and helping us get into our new home. Sincerely,
Allan & Rose Warrick
Kerry and Patty Bottoms, NLR, Arkansas
David,
Thanks for your help with refinancing our home. We got the cash we needed and were very pleased with the whole transaction. We will be sure to call you when we purchase our next home! Thanks again for all the hard work you did in getting us the best loan for us!

Al and Stephanie Cox - Little Rock, Arkansas
David,
My husband and I want to thank you and your team for the professional manner in which you handled the processing of our home loan. Your willingness to go that extra mile made us feel secure that the process would run smoothly.
Thank you again,
Al and Stephanie Cox

Jeff Campbell- Sherwood, Arkansas
Hi David,
I am sending you this email to let you know that I was very pleased with working with you and Your Team. Every question I had was answered, every phone call was returned and everything I was promised in negotiations and on my good faith estimate I saw during closing. I appreciated that there were no surprises.
take care,
Jeff Campbell
Dustin and Melissa Lester- Benton, Arkansas
David,
Buying our first home was a breeze thanks to you David. No question I asked was too big or small- and trust me, I asked allot of them! David was very helpful in explaining the loan process. We especially liked the fact that David attended the closing with us- even though his job was done at that point. Thank you David, for everything.
Dustin and Melissa Lester (HOME OWNERS!!)
Mel and Jan Whitney- Jacksonville, Arkansas
I wanted to let you know how pleased we were with David Lukas and his team at The David Lukas , Two Convenient locations. Offices in: , Two Convenient locations. Offices in: . We recently purchased a "for sale by owner" and David and his team walked us through every step of the transaction. We were able to close on the property in less than 30 days. When we had questions, we just picked up the phone, called and had the answers we needed. David was very thorough working with us to find the best loan available to meet our needs and we would definitely recommend David Lukas and his team.
Mel and Jan Whitney
Lisa Gaddy & Sara Alvey
Conway, Arkansas
David,
Thanks so much for all your help in making this sale become a reality for us. We appreciate your attentive customer support and will definitely recommend you to any friends of ours that are in the market for a home.
Lisa Gaddy & Sara Alvey
Michael Sowell
Little Rock, Arkansas
David and his staff were excellent and kept me well informed through out the entire loan process. Being a young 24 year old investor it was great to talk with someone like David who has been in my shoes before. I was nervous at first because this would be the second property in my name and I remembered the process from the first house. It was not very pleasant and I wish I had known of David then. David made this a very smooth and easy going process. He was always available no matter what time of day and always seemed to be able to answer my questions. I look forward to working with David and his staff in the near future.
Michael Sowell
Monty & Melanie Malone Conway, AR
David,
We had a wonderful experience working with you. We wouldn't have been able to purchase our house without your help.
-Monty & Malanie Malone Conway, Arkansas
Sherri Mattocks
Jacksonville, AR
David, I want to say thank you again for all your help in refinancing my home. I was referred to you after having a bad experience with another company. I must say, I was very impressed with you. You made refinancing my home quick and easy. You answered all my questions, returned phone calls, took care of any concerns I had. I liked knowing you were close by to handle any issues that might come up instead of calling a 1-800 number and speaking to different people every time. Thank you so much for all your help. Sincerely,
Sherri Mattocks
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